We can say without exaggeration that the aftermath of a big storm can be overwhelming for any homeowner. The damage to property, the roof cost involved to fix it, the stress of finding temporary shelter — they can all add up. Knowing how to handle storm damage can help make the situation less stressful and prevent complications as you try to get your roof fixed. In today’s post, Premier Systems Roofing discusses some dos and don’ts of handling storm damage.
Do Document the Damage and Contact Your Insurance Company
Before you think about cleaning up the damage, make sure to take photos of the affected areas to document the damage. This is especially important because utility crews may start clearing sooner if hazards like downed power lines are present. Make sure to contact your insurance provider as soon as possible to report the damage and initiate the claims process. At the same time, contact your local roofing contractor — homeowners’ insurance claims require a professional assessment of the damage, as well as an estimate of the repair costs.
Don’t Attempt DIY Repairs
It might be tempting to try to fix the damage yourself, but this can lead to further issues and even injury. DIY repairs can also result in a voided warranty coverage, so it’s best to leave the task to a capable roofing company.
Do Secure the Property
After the insurance adjuster and roofer has inspected the damage, securing your property prevents further damage. You may need to board up damaged windows and cover holes in the roof with tarpaulin. These temporary measures can help protect your home from additional damage and serve as additional security measures.
Don’t Settle for the Lowest Repair Estimate
If you have the option to compare multiple repair estimates, don’t just settle for the estimate with the lowest cost. Keeping in mind that most of the repair costs will be paid through your insurance claim — and that the deductibles will be more or less the same — you should choose the roofing contractor who will provide the best repairs.
Do Work With a Roofer That Has Insurance Claim Assistance
If this is your first time handling a homeowners’ insurance claim, a roofer with insurance claim assistance services can help make the process easier and give you more time to see to your family’s safety. Our HAAG Certified Inspectors at Premier Systems Roofing has a four-step insurance claim process that will help you navigate it from start to finish.
Learn more about our insurance claims process and other services, including house roof repairs and installation, by calling Premier Systems Roofing at (605) 361-4955. You can also fill out our contact form to schedule an appointment.